For people who cannot qualify for Traditional Long Term Care Insurance or LTC/Life Hybrids,
we have options:

  1. Critical Illness Policies.
  2. Home Care Nursing Service Prepay.
  3. Life Insurance Options.
  4. Annuity Options.
  5. Life Settlements.
  6. Viatical Settlements.
  7. QLACs (Qualified Longevity Annuity Contracts).

These are very different solutions for specific needs, and availability differs by State.
They offer financial protection for long term care needs and provide peace of mind for our clients and their families.